Rates & Frequently Asked Questions

55-Minute Individual Therapy Session

$200

IFS + EMDR Intensives

$225/hr

Andrea Wetterau, LICSW, LMHC, PMH-C, EMDR Consultant-In-Training

Like most specialty providers, I do not participate in any insurance plans. Paying out-of-pocket is a great option for people who want maximum privacy, confidentiality, and flexibility.

All sliding scale spots are currently full.

Benefits Calculator

Not sure if you have out-of-network benefits?

Use the calculator below and get an instant answer to your benefits questions. Get information on your benefits, remaining deductible, and reimbursement rates.

Frequently Asked Questions

  • Yes of course! If you have out-of-network insurance benefits, you are welcome to use them.

    I am happy to submit claims on your behalf (via a company called Thrizer) or provide you with a monthly superbill, so you can coordinate with your insurance company directly.

  • If you have out-of-network benefits, your insurance company will typically reimburse you for 60-80% of the cost of each session after you’ve met your deductible.

    Use the calculator aboveto get an instant estimate of your OON coverage, including your deductible and amount remaining on deductible, as well as an estimated reimbursement amount post-deductible.

    I’d also be happy to check your benefits for you! Just make sure to have your insurance card handy, with your Member ID, during our free intro call.

    Or if you prefer, you can confirm the benefits of your health insurance plan with your insurance provider directly. However, I highly recommend using the calculator above to save you time and energy!

  • Your out-of-network benefits are usually pretty straightforward to use. We have two options:

    • I partner with a company, Thrizer, who can submit claims to your insurance company on your behalf for a small fee. After you meet your deductible, you can decide whether or not you want to pay for our sessions in full. You have the option to either pay in full and wait for reimbursement or simply pay your co-insurance. Thrizer can cover the rest of our session cost for you while they wait for reimbursement from your insurance company.

    • Or if you prefer to deal with your insurance company yourself, I will provide you with a monthly superbill that you can submit to your insurance company for reimbursement. You will be responsible for paying for each session in full at time of appointment. ​

    We can discuss these options in more detail on an intro call and see what works best for you!

  • Yes, I reserve a limited number of sliding scale spots in my schedule. If you do not think you can afford my full fee, please don’t hesitate to contact me.

    If I’m unable to offer you a sliding scale spot, I’d be happy to offer referrals to trusted clinicians in the area.

    If you’re hoping to find an in-network provider, www.psychologytoday.com is a great resource.

  • Before scheduling a therapy session, I do a free 15 minute intro call with all potential new clients. This gives us the chance to get to know each other. Here’s what you can expect:

    • I’ll ask you about why you’re seeking therapy

    • I’ll tell you a bit about myself and my approach as a therapist

    • You can ask me any questions that I didn’t cover

    • We’ll talk about rates, insurance, availability, etc.

  • If we both decide we're a good fit after our intro call, we'll schedule our first therapy appointment. I'll send you a couple of quick forms to complete before our first session. I'll also send you a link for our video calls that you can use every week.

  • I meet with the majority of my clients on a weekly basis. I ask that all new clients commit to meeting weekly, for at-least the first 4 weeks. This will allow us to start off on a strong foot, so you can start seeing progress right away.

    I may recommend that we increase or decrease the frequency of sessions to best meet your needs.

  • I primarily utilize Internal Family Systems Therapy, as well as Eye Movement Desensitization & Reprocessing Therapy, in my work. These are highly effective treatment modalities, meaning you won’t have to be in therapy forever. Many of my clients find that they’ve found relief in their lives in 3-6 months and no longer need therapy.

    I also have clients who choose to remain in therapy for much longer; they have seen improvements and still really enjoy having ongoing support and a place to process their thoughts and feelings each week.

Good Faith Estimate (GFE)

Under the No Surprises Act (H.R. 133 - effective January 1, 2022), healthcare providers need to give clients or patients who do not have insurance or who are not using insurance an estimate of the bill for medical items and services. This Good Faith Estimate (GFE) shows the costs of items and services you can reasonably expect for your healthcare needs. You have the right to receive a GFE for the total expected cost of any non-emergency items or services. The GFE does not include any unknown or unexpected costs that may arise during treatment. You may experience additional charges if complications or exceptional circumstances occur. If you receive a bill of at least $400 more than your GFE, you may dispute or appeal the bill. You may contact the health care provider or facility listed to let them know the billed charges are higher than the GFE. You may ask them to update the bill to match the GFE, negotiate the bill, or ask if financial assistance is available. You may also start a dispute resolution process with the U.S. Department of Health and Human Services (HHS). If you choose to use the dispute resolution process, you must start the dispute process within 120 calendar days (about four months) of the date on the original bill. There is a $25 fee to use the dispute process. If the agency reviewing your dispute agrees with you, you will have to pay the price on this GFE. If the agency disagrees with you and agrees with the health care provider or facility, you will have to pay the higher amount. Make sure your healthcare provider gives you a GFE within the following timeframes:

  • If the service is scheduled at least three business days before the appointment date, no later than one business day after the date of scheduling;

  • If the service is scheduled at least ten business days before the appointment date, no later than three business days after the date of schedule; or

  • If the uninsured or self-pay client requests a GFE (without scheduling the service), no later than three business days after the date of the request. Healthcare providers must supply a new GFE within the specified timeframes if the patient reschedules the requested item or service.

Note: A Good Faith Estimate is for your awareness only and does not require immediate financial commitment or payment. 

To learn more, go to www.cms.gov/nosurprises or call 800-985-3059. For questions or more information about your right to a Good Faith Estimate or the dispute process, visit www.cms.gov/nosurprises or call 800-985-3059. Keep a copy of this Good Faith Estimate in a safe place or take pictures of it. You may need it if you receive a bill in a higher amount.

If you have questions or concerns, please contact Andrea.